PRUCO LIFE INSURANCE CO
Financials · Life Insurance · AZ · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $5.99B | $11.20B | $3.27B | $1.62B | −$2.11B | $1.12B |
| Operating income | — | — | — | — | — | — |
| Net income | $1.83B | $824.0M | $450.3M | −$771.0M | −$1.39B | $196.7M |
| Total assets | $262.39B | $238.45B | $213.27B | $193.47B | $221.66B | $208.31B |
| Total liabilities | $254.35B | $233.75B | $208.77B | $188.44B | $215.71B | $204.26B |
| Equity | $7.92B | $4.60B | $4.47B | $5.04B | $5.96B | $4.05B |
| EPS (diluted) | — | — | — | — | — | — |
| Shares out. | 250,000 | 250,000 | 250,000 | 250,000 | 250,000 | 250,000 |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 30.6%
- Return on equity
- 23.1%
- Return on assets
- 0.7%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 96.9%
- Debt / equity
- 32.10×
- Book value / share
- $31692.27
- Revenue growth (YoY)
- −46.5%
- Net income growth (YoY)
- 122.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.9%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 2 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Revenue declined year-over-year
- High leverage (liabilities > 70% of assets)
- Strong return on equity (>15%)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Aug 14, 2024
- NT 10-Qmissed a reporting deadline ↗Nov 16, 2021
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Results of operations · Prior financials not reliable (restatement)Aug 16, 2024
- Other material eventJul 14, 2023
- Other material eventSep 20, 2013
- Other material eventJul 2, 2013
- Other material eventJun 4, 2013
- Other material eventJan 2, 2013
- Other material eventSep 27, 2012
- Prior financials not reliable (restatement)Jul 6, 2012
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 424B3May 22, 2026
- 424B3May 22, 2026
- 424B3May 22, 2026
- EFFECTMay 14, 2026
- S-1/AMay 11, 2026
- EFFECTMay 1, 2026
- EFFECTMay 1, 2026
- EFFECTMay 1, 2026
- 4OWNERSHIP DOCUMENTMay 1, 2026
- POS AMApr 21, 2026
- POS AMApr 21, 2026
- POS AMApr 20, 2026
- POS AMApr 20, 2026
- S-1/APL INDEX STRATEGIESApr 20, 2026
- 10-K10-K - 4Q 2025Mar 6, 2026
Event-driven situations (1)
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