JACK HENRY & ASSOCIATES INC
JKHYNasdaqTechnology · Services-Computer Integrated Systems Design · DE · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $2.38B | $2.22B | $2.08B | $1.94B | $1.76B | $1.70B |
| Operating income | $568.7M | $489.4M | $480.7M | $474.6M | $398.7M | $380.6M |
| Net income | $455.7M | $381.8M | $366.6M | $362.9M | $311.5M | $296.7M |
| Total assets | $3.04B | $2.92B | $2.77B | $2.46B | $2.34B | $2.43B |
| Total liabilities | $913.1M | $1.08B | $1.17B | $1.07B | $1.02B | $878.8M |
| Equity | $2.13B | $1.84B | $1.61B | $1.38B | $1.32B | $1.55B |
| EPS (diluted) | $6.24 | $5.23 | $5.02 | $4.94 | $4.12 | $3.86 |
| Shares out. | 72.9M | 72.9M | 72.9M | 72.9M | 74.0M | 76.6M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- 23.9%
- Net margin
- 19.2%
- Return on equity
- 21.4%
- Return on assets
- 15.0%
- Return on capital (ROCE)
- 22.7%
- Liabilities / assets
- 30.0%
- Debt / equity
- 0.43×
- Book value / share
- $29.24
- Revenue growth (YoY)
- 7.2%
- Net income growth (YoY)
- 19.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Altman Z″ (distress)
- 7.63safe
- Accruals / assets
- −6.1%clean
- Beneish M-Score
- -2.74normal
- Piotroski F-Score
- 9/9strong
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 7 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Operating margin is positive
- Strong return on equity (>15%)
- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
- Altman Z″ in the safe zone
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Aug 31, 2015
- NT 10-Qmissed a reporting deadline ↗May 12, 2015
- NT 10-Qmissed a reporting deadline ↗Feb 9, 2015
- NT 10-Kmissed a reporting deadline ↗Aug 30, 2007
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Vanguard Capital Management LlcPassive (13G)Apr 30, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
- Kayne Anderson Rudnick Investment Management LlcPassive (13G)Feb 13, 2026
- Morgan StanleyPassive (13G)Nov 7, 2025
- Apg Asset Management Us Inc.Passive (13G)Feb 13, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 5.7M | 4.0 | +10.8% |
| Apr 30, 2026 | 5.2M | 6.5 | +1.0% |
| Apr 15, 2026 | 5.1M | 5.7 | +15.0% |
| Mar 31, 2026 | 4.4M | 4.8 | +9.2% |
| Mar 13, 2026 | 4.1M | 4.0 | +9.0% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Other material eventMay 12, 2026
- Results of operationsMay 5, 2026
- Results of operationsApr 28, 2026
- Entered a material agreement · Terminated a material agreement · New financial obligationMar 26, 2026
- Results of operationsFeb 3, 2026
- Results of operationsJan 27, 2026
- Director / officer change · Shareholder voteNov 14, 2025
- Results of operationsNov 4, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4FORM 4May 14, 2026
- 4FORM 4May 14, 2026
- 8-K8-K - JKHY - 2026.05.08 - SHARE REPURCHASE INCREASEMay 12, 2026
- 10-Q10-Q - JKHY - 2026.03.31 - Q3 FY2026May 7, 2026
- 8-K8-K - JKHY - 2026.03.31 - Q3 FY26 PRESS RELEASEMay 5, 2026
- SCHEDULE 13GApr 30, 2026
- 8-K8-K - JKHY - 2026.04.28 - Q3 FY26 DECONVERSION REVENUEApr 28, 2026
- SCHEDULE 13G/AMar 27, 2026
- 8-K8-K - JKHY - 2026.03.25 - 2026 CREDIT AGREEMENTMar 26, 2026
- SCHEDULE 13G/AFeb 13, 2026
- 4FORM 4Feb 13, 2026
- 10-Q10-Q - JKHY - 2025.12.31 - Q2 FY2026Feb 6, 2026
- 8-K8-K - JKHY - 2025.12.31 - Q2 FY26 PRESS RELEASEFeb 3, 2026
- 8-K8-K - JKHY - 2026.01.27 - Q2 FY26 DECONVERSION REVENUEJan 27, 2026
- 4FORM 4Jan 5, 2026