BANCTRUST FINANCIAL GROUP INC
Financials · National Commercial Banks · AL · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY11 | FY10 | |
|---|---|---|
| Revenue | — | — |
| Operating income | — | — |
| Net income | −$47.8M | $3.9M |
| Total assets | $2.03B | $2.16B |
| Total liabilities | $1.92B | $1.99B |
| Equity | $114.3M | $163.9M |
| EPS (diluted) | $-2.85 | $0.05 |
| Shares out. | 17.9M | 17.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2011- Operating margin
- —
- Net margin
- —
- Return on equity
- −41.9%
- Return on assets
- −2.4%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 94.4%
- Debt / equity
- 16.78×
- Book value / share
- $6.38
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −1334.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2011- Accruals / assets
- −4.0%clean
- Piotroski F-Score
- 2/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 30, 2012
- NT 10-Kmissed a reporting deadline ↗Mar 17, 2009
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Other material eventFeb 19, 2013
- Other material eventJan 25, 2013
- Delisting / listing-standard noticeJan 8, 2013
- Results of operationsOct 30, 2012
- Entered a material agreement · Other material eventOct 9, 2012
- Shareholder voteSep 26, 2012
- Other material eventSep 24, 2012
- Results of operationsAug 13, 2012
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/AFeb 11, 2014
- 15-12GMar 1, 2013
- 4FORM 4 SUBMISSIONFeb 27, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
- 4FORM 4 SUBMISSIONFeb 20, 2013
Event-driven situations (1)
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