DONEGAL GROUP INC
DGICANasdaqFinancials · Fire, Marine & Casualty Insurance · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $978.0M | $989.6M | $927.3M | $848.2M | $816.5M | $184.9M |
| Operating income | — | — | — | — | — | — |
| Net income | $79.3M | $50.9M | $4.4M | −$2.0M | $25.3M | $3.7M |
| Total assets | $2.39B | $2.34B | $2.27B | $2.24B | $2.26B | $2.16B |
| Total liabilities | $1.75B | $1.79B | $1.79B | $1.76B | $1.72B | $1.64B |
| Equity | $640.4M | $545.8M | $479.7M | $483.6M | $531.0M | $517.8M |
| EPS (diluted) | — | — | — | — | — | — |
| Shares out. | — | — | — | — | — | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 8.1%
- Return on equity
- 12.4%
- Return on assets
- 3.3%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 73.2%
- Debt / equity
- 2.73×
- Book value / share
- —
- Revenue growth (YoY)
- −1.2%
- Net income growth (YoY)
- 56.0%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- 0.4%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 2 warning● 2 good- Revenue declined year-over-year
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 609,016 | 4.6 | +13.1% |
| Apr 30, 2026 | 538,548 | 5.9 | +17.5% |
| Apr 15, 2026 | 458,204 | 4.4 | -0.6% |
| Mar 31, 2026 | 461,088 | 3.1 | -8.1% |
| Mar 13, 2026 | 501,774 | 4.7 | +0.8% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Results of operationsApr 30, 2026
- Shareholder voteApr 17, 2026
- Regulation FD disclosureApr 16, 2026
- Other material eventApr 6, 2026
- Results of operationsFeb 19, 2026
- Other material eventJan 29, 2026
- Director / officer changeDec 22, 2025
- Regulation FD disclosureDec 18, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (2)
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