WEBSTER FINANCIAL CORP
WBSNYSEFinancials · National Commercial Banks · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $238.0M | $245.7M | $233.4M | $268.7M | $212.4M | $198.7M |
| Operating income | $1.47B | $1.24B | $1.24B | $1.08B | $479.4M | $417.7M |
| Net income | $1.00B | $768.7M | $867.8M | $644.3M | $408.9M | $220.6M |
| Total assets | $84.07B | $79.03B | $74.95B | $71.28B | $34.92B | $32.59B |
| Total liabilities | $74.58B | $69.89B | $66.26B | $63.22B | $31.48B | $29.36B |
| Equity | $9.49B | $9.13B | $8.69B | $8.06B | $3.44B | $3.23B |
| EPS (diluted) | $5.90 | $4.37 | $4.91 | $3.72 | $4.42 | $2.35 |
| Shares out. | 171.3M | 171.8M | 174.0M | 179.6M | 90.3M | 91.6M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- 617.8%
- Net margin
- 421.4%
- Return on equity
- 10.6%
- Return on assets
- 1.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.7%
- Debt / equity
- 7.86×
- Book value / share
- $55.40
- Revenue growth (YoY)
- −3.1%
- Net income growth (YoY)
- 30.5%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.1%clean
- Piotroski F-Score
- 6/8mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 2 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Revenue declined year-over-year
- High leverage (liabilities > 70% of assets)
- Operating margin is positive
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 11-Kmissed a reporting deadline ↗Jun 28, 2024
- NT 10-Kmissed a reporting deadline ↗Mar 1, 2023
- NT 10-Qmissed a reporting deadline ↗May 10, 2022
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Fmr LlcPassive (13G)May 6, 2026
- Vanguard Capital Management LlcPassive (13G)Apr 30, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Mitchell MaureenDirector | May 21, 2026 | Grant | 1,596 | $0.00 |
| Whiston William E.Director | May 21, 2026 | Grant | 1,596 | $0.00 |
| States LaurenDirector | May 21, 2026 | Grant | 1,596 | $0.00 |
| O'Toole Richard L.Director | May 21, 2026 | Grant | 1,596 | $0.00 |
| Pettie MarkDirector | May 21, 2026 | Grant | 1,596 | $0.00 |
| Morse Laurence CDirector | May 21, 2026 | Grant | 1,596 | $0.00 |
| Aboelnaga MonaDirector | May 21, 2026 | Grant | 1,596 | $0.00 |
| Hayles CarolDirector | May 21, 2026 | Grant | 1,596 | $0.00 |
| Haas William DavidDirector | May 21, 2026 | Grant | 1,596 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 7.6M | 3.4 | +1.3% |
| Apr 30, 2026 | 7.5M | 2.8 | -2.4% |
| Apr 15, 2026 | 7.7M | 2.5 | -25.3% |
| Mar 31, 2026 | 10.3M | 3.1 | +24.0% |
| Mar 13, 2026 | 8.3M | 1.2 | +25.4% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 27, 2026
- Other material eventMay 18, 2026
- Results of operationsApr 28, 2026
- Entered a material agreementFeb 6, 2026
- Other material eventFeb 3, 2026
- Results of operations · Regulation FD disclosureJan 23, 2026
- Director / officer changeJan 9, 2026
- Director / officer changeOct 24, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.