CODORUS VALLEY BANCORP INC
Financials · Savings Institution, Federally Chartered · PA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $25.0M | $20.1M | $14.7M | $8.4M | $18.6M | $19.5M |
| Total assets | $2.19B | $2.20B | $2.42B | $2.16B | $1.89B | $1.81B |
| Total liabilities | $2.00B | $2.02B | $2.22B | $1.96B | $1.70B | $1.63B |
| Equity | $199.6M | $177.3M | $195.5M | $198.0M | $191.2M | $178.7M |
| EPS (diluted) | $2.59 | $2.10 | $1.50 | $0.86 | $0.41 | $0.40 |
| Shares out. | 9.6M | 9.5M | 9.8M | 9.8M | 9.5M | 8.9M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2023- Operating margin
- —
- Net margin
- —
- Return on equity
- 12.5%
- Return on assets
- 1.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.9%
- Debt / equity
- 10.00×
- Book value / share
- $20.82
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 24.3%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2023- Accruals / assets
- 0.1%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Fj Capital Management LlcPassive (13G)Nov 13, 2024
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventJul 1, 2024
- Other material eventJun 17, 2024
- Shareholder vote · Other material eventMay 31, 2024
- Other material eventMay 24, 2024
- Results of operationsApr 25, 2024
- Regulation FD disclosureApr 10, 2024
- Results of operationsJan 25, 2024
- Amended charter or bylaws · Regulation FD disclosureJan 10, 2024
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SCHEDULE 13G/ANov 13, 2024
- 15-12GJul 11, 2024
- S-8 POSJul 1, 2024
- S-8 POSJul 1, 2024
- S-8 POSJul 1, 2024
- S-8 POSJul 1, 2024
- S-8 POSJul 1, 2024
- S-8 POSJul 1, 2024
- S-8 POSJul 1, 2024
- S-8 POSJul 1, 2024
- 25-NSEJul 1, 2024
- 8-KJul 1, 2024
- 4PRIMARY DOCUMENTJun 18, 2024
- 4PRIMARY DOCUMENTJun 18, 2024
- 4PRIMARY DOCUMENTJun 18, 2024
Event-driven situations (1)
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