PLAINSCAPITAL CORP
Financials · State Commercial Banks · TX · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY11 | FY10 | |
|---|---|---|
| Revenue | — | — |
| Operating income | — | — |
| Net income | $53.2M | $32.4M |
| Total assets | $5.70B | $5.31B |
| Total liabilities | $5.18B | $4.87B |
| Equity | $517.0M | $446.5M |
| EPS (diluted) | $1.36 | $0.80 |
| Shares out. | — | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2011- Operating margin
- —
- Net margin
- —
- Return on equity
- 10.3%
- Return on assets
- 0.9%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.9%
- Debt / equity
- 10.02×
- Book value / share
- —
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 64.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2011- Accruals / assets
- 3.5%clean
- Piotroski F-Score
- 3/5weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 2 warning● 1 good- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Schaffner JerryOfficer — See Remarks | Nov 30, 2012 | D | 235,555 | — |
| Feinberg Hill AOfficer — See Remarks | Nov 30, 2012 | D | 266,142 | $11.33 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Other material eventNov 13, 2012
- Shareholder voteSep 20, 2012
- Other material eventSep 13, 2012
- Entered a material agreement · Results of operations · New financial obligationAug 3, 2012
- Other material eventJun 15, 2012
- Shareholder voteMay 15, 2012
- Entered a material agreement · Director / officer changeMay 9, 2012
- Other material eventMay 9, 2012
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.