FIDELITY SOUTHERN CORP
Financials · State Commercial Banks · GA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | |
|---|---|---|---|---|---|---|
| Revenue | $17.9M | $16.7M | $17.0M | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $43.8M | $39.8M | $38.8M | $39.1M | $30.0M | $27.6M |
| Total assets | $4.73B | $4.58B | $4.39B | $3.85B | $3.09B | $2.56B |
| Total liabilities | $4.29B | $4.18B | $4.03B | $3.55B | $2.82B | $2.33B |
| Equity | $446.2M | $401.6M | $362.6M | $301.5M | $265.0M | $236.2M |
| EPS (diluted) | $1.61 | $1.49 | $1.50 | $1.64 | $1.28 | $1.21 |
| Shares out. | 27.0M | 26.4M | 25.4M | 21.4M | 21.3M | 14.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2018- Operating margin
- —
- Net margin
- 245.2%
- Return on equity
- 9.8%
- Return on assets
- 0.9%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.6%
- Debt / equity
- 9.61×
- Book value / share
- $16.51
- Revenue growth (YoY)
- 6.9%
- Net income growth (YoY)
- 10.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2018- Accruals / assets
- −2.6%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 11-Kmissed a reporting deadline ↗Jun 28, 2019
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Other material eventJul 1, 2019
- Other material eventJun 17, 2019
- Other material eventJun 12, 2019
- Shareholder voteMay 7, 2019
- Other material eventMay 6, 2019
- Other material eventApr 26, 2019
- Other material eventApr 19, 2019
- Results of operationsApr 19, 2019
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BJul 12, 2019
- 15-12GJul 12, 2019
- 11-KJul 10, 2019
- EFFECTJul 3, 2019
- EFFECTJul 3, 2019
- 4/APRIMARY DOCUMENTJul 3, 2019
- 4PRIMARY DOCUMENTJul 3, 2019
- 4PRIMARY DOCUMENTJul 3, 2019
- 4PRIMARY DOCUMENTJul 3, 2019
- 4PRIMARY DOCUMENTJul 3, 2019
- 4PRIMARY DOCUMENTJul 3, 2019
- 4PRIMARY DOCUMENTJul 3, 2019
- 4PRIMARY DOCUMENTJul 3, 2019
- 4PRIMARY DOCUMENTJul 3, 2019
- 4PRIMARY DOCUMENTJul 3, 2019
Event-driven situations (1)
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