FIRSTCITY FINANCIAL CORP
Financials · Short-Term Business Credit Institutions · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY12 | FY11 | FY10 | |
|---|---|---|---|
| Revenue | $19.8M | $20.8M | $85.6M |
| Operating income | — | — | — |
| Net income | $8.4M | $3.7M | $25.9M |
| Total assets | $244.6M | $356.3M | $460.4M |
| Total liabilities | $107.4M | $218.9M | $335.7M |
| Equity | $128.7M | $112.0M | $88.3M |
| EPS (diluted) | $0.80 | $0.36 | $1.23 |
| Shares out. | 10.4M | 10.4M | 10.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2012- Operating margin
- —
- Net margin
- 42.3%
- Return on equity
- 6.5%
- Return on assets
- 3.4%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 43.9%
- Debt / equity
- 0.83×
- Book value / share
- $12.36
- Revenue growth (YoY)
- −4.8%
- Net income growth (YoY)
- 124.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2012- Accruals / assets
- 5.3%moderate
- Piotroski F-Score
- 4/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 2 warning● 1 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Revenue declined year-over-year
- Negative operating cash flow
- Conservative leverage (liabilities < 50% of assets)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Aug 9, 2007
- NT 10-Qmissed a reporting deadline ↗May 11, 2007
- NT 10-Kmissed a reporting deadline ↗Mar 15, 2007
- NT 10-Qmissed a reporting deadline ↗May 16, 2005
- NT 10-Kmissed a reporting deadline ↗Mar 31, 2003
- NT 10-Kmissed a reporting deadline ↗Apr 2, 2001
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Wilson C IvanDirector | May 17, 2013 | D | 52,979 | — |
| Sartain James TOfficer — President & CEO | May 17, 2013 | D | 34,485 | — |
| Hunter D MichaelDirector | May 17, 2013 | D | 47,459 | — |
| Hendry William PeterDirector | May 17, 2013 | D | 7,644 | — |
| Miller F ClaytonDirector | May 17, 2013 | D | 12,549 | — |
| Horrell Mark BOfficer — Vice President | May 17, 2013 | D | 36,091 | — |
| Moore Jim WOfficer — Chief Operating Officer | May 17, 2013 | D | 67,374 | — |
| Garrison Robert E IiDirector | May 17, 2013 | D | 130,809 | — |
| Holmes James ChristopherOfficer — Senior Vice President | May 17, 2013 | D | 59,198 | — |
| Dewitt Terrence RileyOfficer — Senior Vice President | May 17, 2013 | D | 32,074 | — |
| Fulmer DaneDirector | May 17, 2013 | D | 5,400 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Entered a material agreement · Completed an acquisition or disposition · New financial obligation · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMay 23, 2013
- Shareholder vote · Other material eventMay 23, 2013
- Director / officer changeJan 7, 2013
- Entered a material agreement · Director / officer changeDec 26, 2012
- Other material eventDec 21, 2012
- Completed an acquisition or disposition · Regulation FD disclosureDec 19, 2012
- Shareholder voteDec 17, 2012
- Results of operationsNov 14, 2012
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/ANONEFeb 13, 2014
- SC 13G/ASCHEDULE 13G/AFeb 10, 2014
- 15-15DSUSPENSION OF DUTY TO FILE REPORTS PURSUANT TO SEC 13 AND 15(D)May 28, 2013
- UPLOADMay 28, 2013
- 8-KCURRENT REPORT OF MATERIAL EVENTS OR CORPORATE CHANGESMay 23, 2013
- 8-KCURRENT REPORT OF MATERIAL EVENTS OR CORPORATE CHANGESMay 23, 2013
- EFFECTMay 20, 2013
- SC 13E3/AAMENDMENT TO SCHEDULE FILED TO REPORT GOING PRIVATE TRANSACTIONSMay 17, 2013
- S-8 POSPOST-EFFECTIVE AMENDMENT TO A S-8 REGISTRATION STATEMENTMay 17, 2013
- S-8 POSPOST-EFFECTIVE AMENDMENT TO A S-8 REGISTRATION STATEMENTMay 17, 2013
- S-8 POSPOST-EFFECTIVE AMENDMENT TO A S-8 REGISTRATION STATEMENTMay 17, 2013
- S-8 POSPOST-EFFECTIVE AMENDMENT TO A S-8 REGISTRATION STATEMENTMay 17, 2013
- POS AMPOST-EFFECTIVE AMENDMENT NOT AUTOMATICALLY EFFECTIVE UPON FILINGMay 17, 2013
- SC 13D/AMay 17, 2013
- 4May 17, 2013
Event-driven situations (2)
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