Event-Driven Stocks

CITIGROUP INC

C, C-PN

Other · Large accelerated filer · SEC filings ↗ · Compare ⊕

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Signs2 good2 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$85.22B$80.72B$78.07B$75.34B$71.88B$75.50B
Operating income
Net income$14.31B$12.68B$9.23B$14.85B$21.95B$11.05B
Total assets$2.66T$2.35T$2.41T$2.42T$2.29T$2.26T
Total liabilities$2.44T$2.14T$2.21T$2.21T$2.09T$2.06T
Equity$212.29B$208.60B$205.45B$201.19B$201.97B$199.44B
EPS (diluted)$6.99$5.94$4.04$7.00$10.14$4.72
Shares out.1.88B1.91B1.94B1.98B2.09B2.11B

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
Net margin
16.8%
Return on equity
6.7%
Return on assets
0.5%
Return on capital (ROCE)
Liabilities / assets
92.0%
Debt / equity
11.51×
Book value / share
$112.65
Revenue growth (YoY)
5.6%
Net income growth (YoY)
12.8%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
3.1%clean
Piotroski F-Score
2/7weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
63
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 33Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

2 warning2 good
  • High leverage (liabilities > 70% of assets)
  • Negative operating cash flow
  • Revenue is growing year-over-year
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Insider transactions

SEC Form 4 · most recent
8 acquisitions4 disposalsnet 124,014.747 shares · last 12
InsiderDateTypeSharesPrice
Dugan John CunninghamDirectorMay 8, 2026Sell2,117$125.30
Livingstone DavidOfficer — Chief Client OfficerApr 20, 2026Tax withholding85,180.13$132.18
Skyler EdwardOfficer — Hd of Ent Svc &amp; Public AffairsApr 15, 2026Sell25,000$131.41
Giles NicoleOfficer — CHIEF ACCOUNTING OFFICERApr 15, 2026Sell12,732$131.80
Von Koskull Casper WilhelmDirectorApr 1, 2026Grant6.826$110.99
Turley James SDirectorApr 1, 2026Grant6.826$110.99
Taylor Diana LDirectorApr 1, 2026Grant6.826$110.99
Reiner Gary MDirectorApr 1, 2026Grant405$110.99
Moulds Jonathan PaulDirectorApr 1, 2026Grant12.142$110.99
James Renee JoDirectorApr 1, 2026Grant6.826$110.99
Hennes Duncan PDirectorApr 1, 2026Grant6.826$110.99
Dugan John CunninghamDirectorApr 1, 2026Grant563.114$110.99

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (2)

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