Event-Driven Stocks

RESOURCE AMERICA, INC.

Financials · Investors, NEC · PA · SEC filings ↗ · Compare ⊕

Signs5 good1 severedetails ↓

Financials

SEC XBRL · annual
 FY15FY14FY13FY12FY11FY10
Revenue$23.8M$20.3M$76.6M$153.1M$86.0M$88.7M
Operating income$4.5M$2.1M$9.3M$28.7M−$6.5M−$8.2M
Net income$1.5M$1.3M$8.2M$24.0M−$8.2M−$13.5M
Total assets$211.2M$226.4M$195.8M$2.44B$422.5M$233.8M
Total liabilities$51.1M$46.6M$1.42B$1.90B$264.8M$104.8M
Equity$137.8M$159.3M$153.7M$151.2M$120.4M$132.0M
EPS (diluted)$0.07$0.06$0.37$1.14$-0.66$-0.71
Shares out.23.0M20.4M21.9M19978.42B19.5M18.9M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2015
Operating margin
19.1%
Net margin
6.4%
Return on equity
1.1%
Return on assets
0.7%
Return on capital (ROCE)
Liabilities / assets
24.2%
Debt / equity
0.37×
Book value / share
$5.99
Revenue growth (YoY)
17.7%
Net income growth (YoY)
18.4%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2015
Accruals / assets
14.8%clean
Piotroski F-Score
6/8mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
87
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 100Financial strength 100

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

1 severe5 good
  • Filed a late-filing notice (Form NT) — missed an SEC deadline
  • Operating margin is positive
  • Revenue is growing year-over-year
  • Conservative leverage (liabilities < 50% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Risk flags

late SEC filings

A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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