Stock Yards Bancorp, Inc.
SYBTNasdaqFinancials · State Commercial Banks · KY · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | $23.4M |
| Operating income | — | — | — | — | — | — |
| Net income | $140.2M | $114.5M | $107.7M | $93.3M | $74.6M | $58.9M |
| Total assets | $9.54B | $8.86B | $8.17B | $7.50B | $6.65B | $4.61B |
| Total liabilities | $8.46B | $7.92B | $7.31B | $6.74B | $5.97B | $4.17B |
| Equity | $1.08B | $940.5M | $858.1M | $760.4M | $675.9M | $440.7M |
| EPS (diluted) | $4.75 | $3.89 | $3.67 | $3.21 | $2.97 | $0.58 |
| Shares out. | 29.4M | 29.3M | 29.3M | 26.6M | 22.7M | 22.6M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- 13.0%
- Return on assets
- 1.5%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.7%
- Debt / equity
- 7.87×
- Book value / share
- $36.54
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 22.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.3%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Stock Yards Bank & Trust CoPassive (13G)Apr 21, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
- Kayne Anderson Rudnick Investment Management LlcPassive (13G)Feb 13, 2026
- Neuberger Berman Group LlcPassive (13G)Dec 3, 2025
- Wells Darrell RActivist (13D)Sep 22, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 1.4M | 10.4 | -7.1% |
| Apr 30, 2026 | 1.6M | 10.2 | -6.2% |
| Apr 15, 2026 | 1.7M | 9.6 | -10.6% |
| Mar 31, 2026 | 1.9M | 7.5 | -0.9% |
| Mar 13, 2026 | 1.9M | 10.9 | +2.2% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Director / officer change · Regulation FD disclosure · Other material eventMay 1, 2026
- Shareholder voteApr 29, 2026
- Results of operationsApr 22, 2026
- Entered a material agreement · Regulation FD disclosureJan 27, 2026
- Results of operationsJan 27, 2026
- Results of operationsOct 29, 2025
- Director / officer changeSep 3, 2025
- Director / officer changeAug 25, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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