EVANS BANCORP INC
EVBNFinancials · National Commercial Banks · NY · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | |
|---|---|---|---|---|---|---|
| Revenue | $655,000 | $10.3M | $10.5M | $10.5M | $10.6M | $10.7M |
| Operating income | — | — | — | — | — | — |
| Net income | — | — | — | — | — | — |
| Total assets | $2.19B | $2.11B | $2.18B | $2.21B | $2.04B | $1.46B |
| Total liabilities | $2.00B | $1.93B | $2.02B | $2.03B | $1.88B | $1.31B |
| Equity | $183.1M | $178.2M | $154.0M | $183.9M | $168.9M | $148.5M |
| EPS (diluted) | $2.16 | $4.48 | $4.04 | $4.37 | $2.13 | $3.42 |
| Shares out. | 5.5M | 5.5M | 5.5M | 5.4M | 4.9M | 4.9M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2024- Operating margin
- —
- Net margin
- —
- Return on equity
- —
- Return on assets
- —
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.6%
- Debt / equity
- 10.94×
- Book value / share
- $33.25
- Revenue growth (YoY)
- −93.6%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 3 warning● 0 good- Revenue declined year-over-year
- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Pl Capital Advisors, LlcActivist (13D)Jun 6, 2025
- Manulife Financial CorpPassive (13G)Feb 14, 2025
- Endeavour Capital Advisors IncPassive (13G)Feb 14, 2025
- Fj Capital Management LlcPassive (13G)Feb 5, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Connerton John BOfficer — Treasurer | May 2, 2025 | D | 24,199.88 | — |
| Lomeo Jody LDirector | May 2, 2025 | D | 5,978 | — |
| Pawlak Kenneth DOfficer — EVP - Chief Growth Officer | May 2, 2025 | D | 8,659.39 | — |
| James Robert ADirector | May 2, 2025 | D | 1,227 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| Apr 30, 2025 | 17,015 | 1.1 | +11.6% |
| Apr 15, 2025 | 15,253 | 1.0 | +38.9% |
| Mar 31, 2025 | 10,983 | 1.0 | -42.6% |
| Mar 14, 2025 | 19,147 | 1.0 | +50.6% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMay 5, 2025
- Regulation FD disclosureFeb 20, 2025
- Results of operationsFeb 4, 2025
- Shareholder vote · Other material eventDec 20, 2024
- Other material eventDec 13, 2024
- Results of operationsOct 31, 2024
- Entered a material agreement · Other material eventSep 9, 2024
- Regulation FD disclosureAug 21, 2024
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (2)
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