CIB MARINE BANCSHARES INC
Financials · State Commercial Banks · WI · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY11 | FY10 | |
|---|---|---|
| Revenue | — | — |
| Operating income | — | — |
| Net income | −$5.4M | −$17.3M |
| Total assets | $504.0M | $589.0M |
| Total liabilities | $439.8M | $520.3M |
| Equity | $64.2M | $68.8M |
| EPS (diluted) | $-0.30 | $-0.95 |
| Shares out. | 18.1M | 18.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2011- Operating margin
- —
- Net margin
- —
- Return on equity
- −8.4%
- Return on assets
- −1.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 87.3%
- Debt / equity
- 6.85×
- Book value / share
- $3.54
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2011- Accruals / assets
- −2.6%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Apr 1, 2009
- NT 10-Qmissed a reporting deadline ↗Nov 17, 2008
- NT 10-Kmissed a reporting deadline ↗Apr 1, 2008
- NT 10-Qmissed a reporting deadline ↗Nov 13, 2007
- NT 10-Qmissed a reporting deadline ↗May 15, 2007
- NT 10-Kmissed a reporting deadline ↗Apr 3, 2007
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Other material eventAug 10, 2012
- Shareholder vote · Other material eventMay 25, 2012
- Other material eventMay 22, 2012
- Other material eventMay 11, 2012
- Results of operationsMar 23, 2012
- Other material eventNov 10, 2011
- Director / officer change · Other material eventSep 30, 2011
- Director / officer change · Other material eventAug 19, 2011
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 8-KLIVE FILINGAug 10, 2012
- 10-QFORM 10-QAug 10, 2012
- 4FORM 4 SUBMISSIONJun 12, 2012
- 4FORM 4 SUBMISSIONJun 6, 2012
- 4FORM 4 SUBMISSIONJun 6, 2012
- 4FORM 4 SUBMISSIONJun 1, 2012
- 4FORM 4 SUBMISSIONMay 31, 2012
- 8-KLIVE FILINGMay 25, 2012
- 15-12GMay 24, 2012
- 8-KLIVE FILINGMay 22, 2012
- 8-KLIVE FILINGMay 11, 2012
- 10-QFORM 10-QMay 11, 2012
- DEF 14AApr 13, 2012
- 4FORM 4 SUBMISSIONApr 2, 2012
- 8-KLIVE FILINGMar 23, 2012