Event-Driven Stocks

ONITY GROUP INC.

ONITNYSE

Financials · Mortgage Bankers & Loan Correspondents · FL · SEC filings ↗ · Compare ⊕

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Signs2 good2 warning1 severedetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$57.8M$42.0M$32.0M$33.2M$42.7M$25.6M
Operating income
Net income$189.5M$33.9M−$63.7M$25.7M$18.1M−$40.2M
Total assets$16.17B$16.44B$12.51B$12.40B$12.15B$10.65B
Total liabilities$15.49B$15.94B$12.11B$11.94B$11.67B$10.24B
Equity$627.9M$442.9M$401.8M$456.7M$476.7M$415.4M
EPS (diluted)$21.46$4.13$-8.34$2.85$1.93$-4.59
Shares out.7.9M7.7M7.5M9.2M8.7M134.9M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
Net margin
327.9%
Return on equity
30.2%
Return on assets
1.2%
Return on capital (ROCE)
Liabilities / assets
95.8%
Debt / equity
24.67×
Book value / share
$79.75
Revenue growth (YoY)
37.6%
Net income growth (YoY)
459.0%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
5.8%moderate
Piotroski F-Score
4/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
63
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 33Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

1 severe2 warning2 good
  • Filed a late-filing notice (Form NT) — missed an SEC deadline
  • High leverage (liabilities > 70% of assets)
  • Negative operating cash flow
  • Strong return on equity (>15%)
  • Revenue is growing year-over-year

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Risk flags

late SEC filings

A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Insider transactions

SEC Form 4 · most recent
10 acquisitions0 disposalsnet +62,348 shares · last 10
InsiderDateTypeSharesPrice
Bowers Alan JDirectorMay 19, 2026Grant3,627$0.00
Busquet Jacques JDirectorMay 19, 2026Grant3,627$0.00
Merkle Claudia JDirectorMay 19, 2026Grant3,627$0.00
Stein KevinDirectorMay 19, 2026Grant3,627$0.00
Wade Aaron DOfficer — EVP &amp; Chief Inv. OfficerApr 3, 2026Option exercise5,852
Anderson Scott WilliamOfficer — EVP &amp; Chief Servicing OfficerApr 3, 2026Option exercise11,706
Evans Jenna D.Officer — Chief Risk &amp; ComplianceApr 3, 2026Option exercise3,414
Peach James AndrewOfficer — EVP &amp; Chief Lending OfficerApr 3, 2026Option exercise2,479
Zeleny DennisOfficer — EVP &amp; Chief Admin OfficerApr 3, 2026Option exercise11,706
O'Neil Sean BradleyOfficer — EVP &amp; Chief Financial OfficerApr 3, 2026Option exercise12,683

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 2026246,2822.4+73.3%
Apr 30, 2026142,1301.7-2.2%
Apr 15, 2026145,2763.6-13.5%
Mar 31, 2026167,8642.6+24.2%
Mar 13, 2026135,1782.1+20.4%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗
  • 4May 21, 2026
  • 4May 21, 2026
  • 4May 21, 2026
  • 4May 21, 2026
  • 4May 21, 2026
  • 4May 21, 2026
  • 8-KMay 19, 2026
  • SCHEDULE 13GMay 15, 2026
  • 10-QMay 5, 2026
  • 8-KMay 5, 2026
  • ARSApr 14, 2026
  • DEF 14AApr 14, 2026
  • 4Apr 7, 2026
  • 4Apr 7, 2026
  • 4Apr 7, 2026

Event-driven situations (1)

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