State Auto Financial CORP
Financials · Fire, Marine & Casualty Insurance · OH · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | |
|---|---|---|---|---|---|---|
| Revenue | $2.0M | $2.1M | $2.0M | $2.0M | $1.9M | $1.37B |
| Operating income | — | — | — | — | — | — |
| Net income | $13.1M | $85.8M | −$4.9M | −$13.1M | −$3.0M | −$4.1M |
| Total assets | $3.10B | $2.98B | $2.90B | $3.02B | $2.96B | $2.83B |
| Total liabilities | $2.09B | $2.01B | $2.08B | $2.18B | $2.07B | $1.94B |
| Equity | $1.01B | $967.5M | $816.7M | $835.0M | $850.5M | $884.6M |
| EPS (diluted) | $0.30 | $1.93 | $0.28 | $-0.42 | $0.46 | $1.23 |
| Shares out. | 43.7M | 43.3M | 42.7M | 42.0M | 41.4M | 41.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2020- Operating margin
- —
- Net margin
- 655.0%
- Return on equity
- 1.3%
- Return on assets
- 0.4%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 67.4%
- Debt / equity
- 2.07×
- Book value / share
- $23.14
- Revenue growth (YoY)
- −4.8%
- Net income growth (YoY)
- −84.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2020- Accruals / assets
- −1.2%clean
- Piotroski F-Score
- 4/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- Revenue declined year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Kunk James E | Mar 1, 2022 | D | 9,090 | — |
| Baker Robert EllisonDirector | Mar 1, 2022 | D | 2,800 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventMar 1, 2022
- Regulation FD disclosureDec 9, 2021
- Other material eventNov 22, 2021
- Results of operationsNov 4, 2021
- Shareholder vote · Regulation FD disclosureSep 30, 2021
- Other material eventSep 28, 2021
- Results of operationsAug 5, 2021
- Entered a material agreement · Director / officer change · Regulation FD disclosureJul 12, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GMar 11, 2022
- EFFECTMar 8, 2022
- EFFECTMar 8, 2022
- EFFECTMar 8, 2022
- EFFECTMar 8, 2022
- 4STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIESMar 4, 2022
- 4PRIMARY DOCUMENTMar 3, 2022
- 4PRIMARY DOCUMENTMar 3, 2022
- 4PRIMARY DOCUMENTMar 3, 2022
- 4STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIESMar 3, 2022
- 4STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIESMar 3, 2022
- 4STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIESMar 3, 2022
- 4STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIESMar 3, 2022
- 4STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIESMar 3, 2022
- 4STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIESMar 3, 2022
Event-driven situations (3)
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