Event-Driven Stocks

XL GROUP LTD

Financials · Fire, Marine & Casualty Insurance · D0 · SEC filings ↗ · Compare ⊕

Signs3 good2 warningdetails ↓

Financials

SEC XBRL · annual
 FY17FY16FY15FY14FY13FY12
Revenue$11.33B$10.55B$9.31B$6.60B$7.54B$7.23B
Operating income
Net income−$560.4M$441.0M$1.21B$188.3M$1.06B$651.1M
Total assets$63.44B$58.43B$58.68B$45.05B$45.65B$45.39B
Total liabilities$51.97B$45.47B$45.03B$33.61B$34.30B$33.53B
Equity$9.85B$10.94B$11.68B$10.03B$10.00B$10.51B
EPS (diluted)$0.57$0.07$4.15$0.69$3.63$0.56
Shares out.265.0M291.8M255.2M276.1M295.0M315.7M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2017
Operating margin
Net margin
−4.9%
Return on equity
−5.7%
Return on assets
−0.9%
Return on capital (ROCE)
Liabilities / assets
81.9%
Debt / equity
5.28×
Book value / share
$37.17
Revenue growth (YoY)
7.4%
Net income growth (YoY)
−227.1%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2017
Accruals / assets
0.9%clean
Piotroski F-Score
3/7weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
47
/ 100
Profitability 0Growth 50Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

2 warning3 good
  • Reported a net loss
  • High leverage (liabilities > 70% of assets)
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.