HF FINANCIAL CORP
Financials · Savings Institution, Federally Chartered · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $719,000 | $2.0M | $5.9M | $1.2M | $459,000 | $5.7M |
| Total assets | $1.19B | $1.27B | $1.22B | $1.19B | $1.19B | $1.25B |
| Total liabilities | $1.08B | $1.17B | $1.12B | $1.10B | $1.10B | — |
| Equity | $104.0M | $101.7M | $97.3M | $96.8M | $94.4M | $94.4M |
| EPS (diluted) | $0.10 | $0.28 | $0.83 | $0.17 | $0.07 | $1.00 |
| Shares out. | 7.1M | 7.1M | 7.1M | 7.1M | 7.0M | 5.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.7%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.2%
- Debt / equity
- 10.40×
- Book value / share
- $14.74
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −63.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −0.7%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Palmer John WDirector | May 16, 2016 | D | 8,274 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Other material eventMay 17, 2016
- Entered a material agreement · Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Other material eventMay 16, 2016
- Shareholder voteMay 11, 2016
- Other material eventApr 27, 2016
- Results of operations · Other material eventApr 26, 2016
- Other material eventApr 19, 2016
- Director / officer changeApr 5, 2016
- Results of operations · Other material eventJan 25, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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