ANCHOR BANCORP WISCONSIN INC
Financials · Savings Institutions, Not Federally Chartered · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $6.1M | $1.9M | $97.6M | −$20.2M | −$41.2M |
| Total assets | $2.25B | $2.08B | $2.11B | $2.79B | $3.39B |
| Total liabilities | $1.88B | $1.85B | $1.91B | $2.82B | $3.41B |
| Equity | $366.6M | $227.7M | −$59.9M | −$29.6M | −$13.2M |
| EPS (diluted) | $0.65 | $0.21 | $12.18 | $-2.37 | $-2.57 |
| Shares out. | 9.5M | 9.5M | 21.2M | 21.2M | 21.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.7%
- Return on assets
- 0.3%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 83.7%
- Debt / equity
- 5.13×
- Book value / share
- $38.40
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 218.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −0.4%clean
- Piotroski F-Score
- 6/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Nov 9, 2009
- NT 10-Kmissed a reporting deadline ↗Jun 15, 2009
- NT 10-Qmissed a reporting deadline ↗Feb 9, 2009
- NT 10-Kmissed a reporting deadline ↗Jun 15, 2005
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Timmerman Mark DOfficer — EVP/General Counsel/Secretary | May 1, 2016 | D | 24,092 | — |
| Richter PatDirector | May 1, 2016 | D | 6,576 | — |
| Osterholz Ronald R | May 1, 2016 | D | 14,998 | — |
| Omachinski David LDirector | May 1, 2016 | D | 26,576 | — |
| Mcbrair Scott Michael | May 1, 2016 | D | 30,398 | — |
| James William T.Officer — Chief Financial Officer | May 1, 2016 | D | 2,006 | — |
| Hayes Martha M. | May 1, 2016 | D | 35,489 | — |
| Friedman Martin S.Director | May 1, 2016 | D | 5,576 | — |
| Dolan Thomas G.Officer — EVP and COO | May 1, 2016 | D | 44,047 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMay 2, 2016
- Shareholder vote · Other material eventApr 29, 2016
- Other material eventApr 1, 2016
- Terminated a material agreement · Regulation FD disclosureJan 29, 2016
- Entered a material agreementJan 12, 2016
- Results of operations · Regulation FD disclosureOct 29, 2015
- Results of operations · Regulation FD disclosureJul 31, 2015
- Other material eventJul 1, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 425FORM 8-KAug 8, 2017
- SC 13D/AMay 17, 2016
- 15-12BMay 9, 2016
- EFFECTMay 5, 2016
- S-8 POSMay 5, 2016
- POS AMMay 5, 2016
- 4FORM 4 SUBMISSIONMay 2, 2016
- 4FORM 4 SUBMISSIONMay 2, 2016
- 4FORM 4 SUBMISSIONMay 2, 2016
- 4FORM 4 SUBMISSIONMay 2, 2016
- 4FORM 4 SUBMISSIONMay 2, 2016
- 4FORM 4 SUBMISSIONMay 2, 2016
- 4FORM 4 SUBMISSIONMay 2, 2016
- 4FORM 4 SUBMISSIONMay 2, 2016
- 4FORM 4 SUBMISSIONMay 2, 2016
Event-driven situations (2)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.