Event-Driven Stocks

HCC INSURANCE HOLDINGS INC/DE/

Financials · Fire, Marine & Casualty Insurance · DE · SEC filings ↗ · Compare ⊕

Signs3 good1 severedetails ↓

Financials

SEC XBRL · annual
 FY14FY13FY12FY11FY10FY09
Revenue$648.9M$634.4M$2.53B$2.37B$2.30B$2.32B
Operating income
Net income$107.9M$105.8M$391.2M$255.2M$345.1M$353.9M
Total assets$10.71B$10.34B$10.27B$9.60B$9.06B$8.83B
Total liabilities$6.81B$6.67B$6.73B$6.32B$5.77B$5.80B
Equity$3.90B$3.67B$3.54B$3.27B$3.28B$3.01B
EPS (diluted)$1.07$1.05$3.83$2.30$2.99$3.11
Shares out.100.6M100.6M104.0M114.9M115.0M114.1M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2014
Operating margin
Net margin
16.6%
Return on equity
2.8%
Return on assets
1.0%
Return on capital (ROCE)
Liabilities / assets
63.6%
Debt / equity
1.74×
Book value / share
$38.80
Revenue growth (YoY)
2.3%
Net income growth (YoY)
1.9%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2014
Accruals / assets
3.5%clean
Piotroski F-Score
5/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
77
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

1 severe3 good
  • Filed a late-filing notice (Form NT) — missed an SEC deadline
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Risk flags

late SEC filings

A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.