ONLINE RESOURCES CORP
Industrials · Services-Business Services, NEC · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY11 | FY10 | FY09 | |
|---|---|---|---|
| Revenue | $154.7M | $149.5M | $151.9M |
| Operating income | −$2.6M | $9.0M | $13.3M |
| Net income | −$1.6M | $5.4M | $5.1M |
| Total assets | $304.4M | $310.6M | — |
| Total liabilities | $52.5M | $60.6M | — |
| Equity | $131.8M | $139.8M | $139.7M |
| EPS (diluted) | $-0.36 | $-0.14 | $-0.14 |
| Shares out. | 32.3M | 31.3M | 29.9M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2011- Operating margin
- −1.7%
- Net margin
- −1.0%
- Return on equity
- −1.2%
- Return on assets
- −0.5%
- Return on capital (ROCE)
- −1.0%
- Liabilities / assets
- 17.2%
- Debt / equity
- 0.40×
- Book value / share
- $4.09
- Revenue growth (YoY)
- 3.5%
- Net income growth (YoY)
- −129.2%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2011- Altman Z″ (distress)
- 2.02grey zone
- Accruals / assets
- −9.0%clean
- Beneish M-Score
- -2.97normal
- Piotroski F-Score
- 5/9mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 3 warning● 4 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Operating losses (negative operating margin)
- Reported a net loss
- Altman Z″ in the grey zone
- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 18, 2008
- NT 10-Qmissed a reporting deadline ↗Aug 10, 2007
- NT 10-Qmissed a reporting deadline ↗Aug 10, 2005
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Tennenbaum Capital Partners Llc10% owner | Mar 11, 2013 | D | 8.4M | $3.85 |
| Aci Worldwide, Inc.10% owner | Mar 11, 2013 | Buy | 28.6M | $3.85 |
| West Janie | Mar 8, 2013 | Option exercise | 52,444 | $0.00 |
| Wessler Barry DDirector | Mar 8, 2013 | Option exercise | 16,400 | $0.00 |
| Washecka William HDirector | Mar 8, 2013 | Option exercise | 17,395 | $0.00 |
| Shames Ervin RDirector | Mar 8, 2013 | Option exercise | 16,467 | $0.00 |
| Ryan Stephen W | Mar 8, 2013 | Option exercise | 85,432 | $0.00 |
| Layden Donald W JrDirector | Mar 8, 2013 | Option exercise | 16,857 | $0.00 |
| Labiak Eric | Mar 8, 2013 | Option exercise | 61,233 | $0.00 |
| Kissling Jeffrey L | Mar 8, 2013 | Option exercise | 66,666 | $0.00 |
| Jaffe Bruce A.Director | Mar 8, 2013 | Option exercise | 16,050 | $0.00 |
| Horowitz Edward DDirector | Mar 8, 2013 | Option exercise | 15,458 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Unregistered equity sale · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMar 13, 2013
- Entered a material agreement · New financial obligationFeb 26, 2013
- Entered a material agreement · Unregistered equity sale · Other material eventFeb 1, 2013
- Other material eventJan 11, 2013
- Other material eventDec 14, 2012
- Other material eventNov 13, 2012
- Results of operationsNov 8, 2012
- Results of operationsAug 2, 2012
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/ASCHEDULE 13G/AFeb 10, 2014
- SC 13G/ADec 10, 2013
- 15-12GMar 14, 2013
- SC 13D/AMar 13, 2013
- 4PRIMARY DOCUMENTMar 13, 2013
- 8-KFORM 8-KMar 13, 2013
- 4FORM 4Mar 12, 2013
- SC 13D/AAMENDMENT NO. 1 TO SCHEDULE 13DMar 12, 2013
- 3FORM 3Mar 12, 2013
- 4FORM 4 SUBMISSIONMar 12, 2013
- 4FORM 4 SUBMISSIONMar 12, 2013
- 4FORM 4 SUBMISSIONMar 12, 2013
- 4FORM 4 SUBMISSIONMar 12, 2013
- 4FORM 4 SUBMISSIONMar 12, 2013
- 4FORM 4 SUBMISSIONMar 12, 2013