STERLING BANCSHARES INC
Financials · State Commercial Banks · TX · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY10 | FY09 | |
|---|---|---|
| Revenue | — | — |
| Operating income | — | — |
| Net income | $704,000 | −$13.0M |
| Total assets | $5.19B | $4.94B |
| Total liabilities | $4.57B | $4.40B |
| Equity | $621.9M | $540.5M |
| EPS (diluted) | $0.01 | $-0.28 |
| Shares out. | 102.0M | 81.9M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2010- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.1%
- Return on assets
- 0.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.0%
- Debt / equity
- 7.35×
- Book value / share
- $6.10
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2010- Accruals / assets
- −1.4%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Wasson Zachariah LordOfficer — Chief Financial Officer | Jul 28, 2011 | Grant | 7,500 | $7.73 |
| Smith Robert StephenOfficer — EVP & Chief Credit Officer | Jul 28, 2011 | Grant | 10,000 | $7.73 |
| Jaggers Travis LOfficer — E.V.P. & Chief Lending Officer | Jul 28, 2011 | Grant | 7,500 | $7.73 |
| Goolsby James W JrOfficer — E.V.P. & General Counsel | Jul 28, 2011 | Grant | 7,500 | $7.73 |
| Dalton Wanda SOfficer — E.V.P. & Chief H.R. Officer | Jul 28, 2011 | Grant | 7,500 | $7.73 |
| Bridgwater J DowneyOfficer — Chairman, President and CEO | Jul 28, 2011 | Grant | 20,000 | $7.73 |
| Wasson Zachariah LordOfficer — Chief Financial Officer | Jun 29, 2011 | Sell | 1,250 | $8.05 |
| E Riojas RaimundoDirector | Jun 8, 2011 | Buy | 6,000 | $9.50 |
| Wasson Zachariah LordOfficer — Chief Financial Officer | May 31, 2011 | Grant | 2,000 | $8.44 |
| Harris Bernard A JrDirector | May 25, 2011 | Sell | 4,074 | $8.30 |
| Dalton Wanda SOfficer — E.V.P. & Chief H.R. Officer | Mar 25, 2011 | Option exercise | 11,251 | $7.72 |
| Bridgwater J DowneyOfficer — Chairman, President and CEO | Mar 18, 2011 | Sell | 3,598 | $8.83 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Results of operationsJul 19, 2011
- Shareholder vote · Other material eventMay 9, 2011
- Results of operationsApr 19, 2011
- Other material eventMar 25, 2011
- Entered a material agreement · Director / officer changeJan 21, 2011
- Other material eventJan 18, 2011
- Results of operationsJan 18, 2011
- Other material eventNov 10, 2010
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- EFFECTAug 8, 2011
- EFFECTAug 8, 2011
- EFFECTAug 8, 2011
- EFFECTAug 8, 2011
- EFFECTAug 8, 2011
- EFFECTAug 8, 2011
- EFFECTAug 8, 2011
- 15-12BFORM 15Aug 8, 2011
- POS AMPOST EFFECTIVE AMENDMENT NO 2 FORM S-4Aug 4, 2011
- POS AMPOST EFFECTIVE AMENDMENT NO 2 FORM S-4Aug 4, 2011
- POS AMPOST EFFECTIVE AMENDMENT NO 2 TO FORM S-4Aug 4, 2011
- POS AMPOST EFFECTIVE AMENDMENT NO 2 TO FORM S-4Aug 4, 2011
- POS AMPOST EFFECTIVE AMENDMENT NO 2 FORM S-4Aug 4, 2011
- POS AMPOST EFFECTIVE AMENDMENT NO 2 TO FORM S-3Aug 4, 2011
- POS AMPOST EFFECTIVE AMENDMENT NO 2 TO FORM S-3Aug 4, 2011