MIDDLEBURG FINANCIAL CORP
Financials · National Commercial Banks · VA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | $54.1M | $52.7M | $58.1M | $68.8M | $76.5M | $68.6M |
| Net income | $8.1M | $7.8M | $7.6M | $6.2M | $6.5M | $5.0M |
| Total assets | $1.27B | $1.29B | $1.22B | $1.23B | $1.24B | $1.19B |
| Total liabilities | $1.15B | $1.17B | $1.10B | $1.11B | $1.12B | $1.08B |
| Equity | $126.7M | $123.6M | $122.0M | $112.6M | $113.9M | $105.9M |
| EPS (diluted) | $1.13 | $1.09 | $1.06 | $0.87 | $0.92 | $0.71 |
| Shares out. | 6.9M | 7.1M | 7.1M | 7.1M | 7.0M | 7.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2016- Operating margin
- —
- Net margin
- —
- Return on equity
- 6.4%
- Return on assets
- 0.6%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.0%
- Debt / equity
- 9.05×
- Book value / share
- $18.35
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 3.0%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2016- Accruals / assets
- −0.6%clean
- Piotroski F-Score
- 6/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 17, 2010
- NT 10-Qmissed a reporting deadline ↗Nov 10, 2009
- NT 10-Kmissed a reporting deadline ↗Mar 17, 2009
- NT 10-Qmissed a reporting deadline ↗May 13, 2008
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer changeApr 6, 2017
- Other material eventMar 20, 2017
- Shareholder vote · Other material eventMar 15, 2017
- Results of operations · Other material eventJan 30, 2017
- Other material eventJan 25, 2017
- Results of operations · Other material eventOct 28, 2016
- Entered a material agreement · Other material eventOct 25, 2016
- Other material eventOct 24, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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