Event-Driven Stocks

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Financials · National Commercial Banks · OH · SEC filings ↗ · Compare ⊕

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Signs3 good1 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$1.75B$1.64B$1.44B$1.59B$1.82B$1.43B
Operating income
Net income$1.83B−$161.0M$967.0M$1.92B$2.63B$1.34B
Total assets$184.38B$187.17B$188.28B$189.81B$186.35B$170.34B
Total liabilities$164.00B$168.99B$173.64B$176.36B$168.92B$152.35B
Equity$20.38B$18.18B$14.64B$13.45B$17.42B$17.98B
EPS (diluted)$1.52$-0.32$0.88$1.93$2.63$1.27
Shares out.1.11B933.8M931.8M927.8M968.8M969.9M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
Net margin
104.6%
Return on equity
9.0%
Return on assets
1.0%
Return on capital (ROCE)
Liabilities / assets
88.9%
Debt / equity
8.05×
Book value / share
$18.44
Revenue growth (YoY)
6.5%
Net income growth (YoY)

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
0.2%clean
Piotroski F-Score
6/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
83
/ 100
Profitability 100Growth 100Catalyst 67Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

1 warning3 good
  • High leverage (liabilities > 70% of assets)
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Insider transactions

SEC Form 4 · most recent
0 acquisitions2 disposalsnet 383,046 shares · last 2
InsiderDateTypeSharesPrice
Bank Of Nova ScotiaDirectorMay 27, 2026D162,692$21.25
Bank Of Nova ScotiaDirectorMay 19, 2026D220,354$21.14

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 202627.5M2.5+11.2%
Apr 30, 202624.7M2.0+15.0%
Apr 15, 202621.5M1.5-9.4%
Mar 31, 202623.7M1.5-2.1%
Mar 13, 202624.2M1.4+28.6%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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