HUDSON CITY BANCORP INC
Financials · Savings Institutions, Not Federally Chartered · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $42.5M | $47.9M | $249.1M | −$736.0M | $537.2M | $527.2M |
| Total assets | $36.57B | $38.61B | $40.60B | $45.36B | $61.17B | $60.27B |
| Total liabilities | $31.79B | $33.86B | $35.90B | $40.80B | $55.66B | $54.93B |
| Equity | $4.78B | $4.74B | $4.70B | $4.56B | $5.51B | $5.34B |
| EPS (diluted) | $0.09 | $0.10 | $0.50 | $-1.49 | $1.09 | $1.07 |
| Shares out. | 528.4M | 528.2M | 527.6M | 526.7M | 526.9M | 526.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2014- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.9%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 86.9%
- Debt / equity
- 6.65×
- Book value / share
- $9.05
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −11.3%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2014- Accruals / assets
- −0.3%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsNov 2, 2015
- Other material eventOct 5, 2015
- Item 5.04Sep 30, 2015
- Entered a material agreement · Other material eventSep 29, 2015
- Results of operationsJul 29, 2015
- Regulation FD disclosureJun 24, 2015
- Director / officer changeMay 20, 2015
- Results of operationsApr 29, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GNov 9, 2015
- 4FORM 4 SUBMISSIONNov 3, 2015
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- 4FORM 4 SUBMISSIONNov 3, 2015
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- 4FORM 4 SUBMISSIONNov 3, 2015