FLUSHING FINANCIAL CORP
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $7.5M | $6.9M | $8.7M | $5.1M | $6.0M | $4.5M |
| Operating income | — | — | — | — | — | — |
| Net income | $18.9M | $3.7M | $4.0M | $76.9M | $81.8M | $34.7M |
| Total assets | $8.69B | $9.04B | $8.54B | $8.42B | $8.05B | $7.98B |
| Total liabilities | $7.99B | $8.31B | $7.87B | $7.75B | $7.37B | $7.36B |
| Equity | $708.0M | $724.5M | $669.8M | $677.2M | $679.6M | $619.0M |
| EPS (diluted) | $0.54 | $0.12 | $0.13 | $2.50 | $2.59 | $1.18 |
| Shares out. | 33.8M | 29.1M | 29.5M | 30.5M | 31.0M | 28.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 253.3%
- Return on equity
- 2.7%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.9%
- Debt / equity
- 11.28×
- Book value / share
- $20.96
- Revenue growth (YoY)
- 7.3%
- Net income growth (YoY)
- 412.5%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Kelly TheresaOfficer — EVP | May 21, 2026 | I | 37,525 | $15.85 |
| Buran John ROfficer — President and CEO | May 21, 2026 | Sell | 36,239 | $15.83 |
| Buonaiuto ThomasOfficer — SEVP | May 8, 2026 | Sell | 10,778 | $15.96 |
| Grasso Maria AOfficer — SEVP | May 4, 2026 | I | 17,812 | $15.64 |
| Yoh Caren CDirector | Jan 30, 2026 | Grant | 4,800 | — |
| Obrien Donna MDirector | Jan 30, 2026 | Grant | 4,800 | — |
| Mccabe JohnDirector | Jan 30, 2026 | Grant | 4,800 | — |
| Manditch Douglas CDirector | Jan 30, 2026 | Grant | 4,800 | — |
| Han Sam Sang KiDirector | Jan 30, 2026 | Grant | 4,800 | — |
| Grassi Louis CDirector | Jan 30, 2026 | Grant | 4,800 | — |
| Diorio Steven JDirector | Jan 30, 2026 | Grant | 4,800 | — |
| Dellibovi Alfred ADirector | Jan 30, 2026 | Grant | 4,800 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 961,963 | 4.8 | -3.4% |
| Apr 30, 2026 | 995,712 | 4.2 | +16.9% |
| Apr 15, 2026 | 851,655 | 4.0 | -9.3% |
| Mar 31, 2026 | 938,628 | 3.7 | +40.7% |
| Mar 13, 2026 | 667,060 | 3.5 | +41.6% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer changeJun 1, 2026
- Results of operationsApr 28, 2026
- Other material eventApr 27, 2026
- Shareholder vote · Other material eventApr 7, 2026
- Regulation FD disclosureMar 24, 2026
- Regulation FD disclosureFeb 25, 2026
- Results of operationsJan 27, 2026
- Entered a material agreement · Director / officer changeJan 5, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 25-NSEJun 1, 2026
- 8-KJun 1, 2026
- 4PRIMARY DOCUMENTMay 26, 2026
- 4PRIMARY DOCUMENTMay 22, 2026
- 144May 21, 2026
- 11-KMay 21, 2026
- 144May 20, 2026
- 4PRIMARY DOCUMENTMay 12, 2026
- 10-QMay 11, 2026
- 144May 7, 2026
- 4PRIMARY DOCUMENTMay 6, 2026
- 144May 1, 2026
- 8-KApr 28, 2026
- 8-KApr 27, 2026
- 425Apr 7, 2026