CAPITAL ONE FINANCIAL CORP
COF, COF-PI, COF-PJ, COF-PK, COF-PL, COF-PNOther · Large accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $8.06B | $5.92B | $5.64B | $5.42B | $4.78B | $3.74B |
| Operating income | — | — | — | — | — | — |
| Net income | $2.45B | $4.75B | $4.89B | $7.36B | $12.39B | $2.71B |
| Total assets | $669.01B | $490.14B | $478.46B | $455.25B | $432.38B | $421.60B |
| Total liabilities | $555.39B | $429.36B | $420.38B | $402.67B | $371.35B | $361.40B |
| Equity | $113.62B | $60.78B | $58.09B | $52.58B | $61.03B | $60.20B |
| EPS (diluted) | $4.03 | $11.59 | $11.95 | $17.91 | $26.94 | $5.18 |
| Shares out. | 381.3M | 380.2M | 381.1M | 413.7M | 459.2M | 457.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 30.4%
- Return on equity
- 2.2%
- Return on assets
- 0.4%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 83.0%
- Debt / equity
- 4.89×
- Book value / share
- $297.95
- Revenue growth (YoY)
- 36.3%
- Net income growth (YoY)
- −48.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −3.8%clean
- Piotroski F-Score
- 4/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Vanguard Capital Management LlcPassive (13G)Apr 29, 2026
- Vanguard Group IncPassive (13G)Mar 26, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Haggerty KaitlinOfficer — Chief Human Resources Officer | May 12, 2026 | Sell | 1,307 | $183.93 |
| Cooper Matthew WOfficer — General Counsel & Corp Secy | May 12, 2026 | Sell | 3,500 | $183.93 |
| Locoh-Donou FrancoisDirector | May 8, 2026 | Grant | 1,294 | $0.00 |
| Detrick Christine RoseDirector | May 8, 2026 | Grant | 1,294 | $0.00 |
| Harford Suni PDirector | May 8, 2026 | Grant | 1,294 | $0.00 |
| Leenaars Cornelis PajDirector | May 8, 2026 | Grant | 1,294 | $0.00 |
| Raskind Peter EDirector | May 8, 2026 | Grant | 1,294 | $0.00 |
| Archibong ImeDirector | May 8, 2026 | Grant | 1,294 | $0.00 |
| Killalea Peter ThomasDirector | May 8, 2026 | Grant | 1,294 | $0.00 |
| Shattuck Mayo A IiiDirector | May 8, 2026 | Grant | 1,294 | $0.00 |
| Wong Jennifer L.Director | May 8, 2026 | Grant | 1,294 | $0.00 |
| Williams Craig A.Director | May 8, 2026 | Grant | 1,294 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Regulation FD disclosureMay 15, 2026
- Shareholder voteMay 8, 2026
- Other material eventApr 23, 2026
- Regulation FD disclosureApr 21, 2026
- Results of operationsApr 21, 2026
- Unregistered equity sale · Director / officer changeApr 7, 2026
- Regulation FD disclosureMar 16, 2026
- Regulation FD disclosureFeb 17, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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