INTERVEST BANCSHARES CORP
Financials · National Commercial Banks · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|
| Revenue | — | — | — | — |
| Operating income | — | — | — | — |
| Net income | $3.9M | $3.3M | $11.2M | −$53.3M |
| Total assets | $1.63B | $1.91B | $2.01B | $2.07B |
| Total liabilities | $1.37B | $1.45B | $1.77B | $1.88B |
| Equity | $215.3M | $201.1M | $197.5M | $186.0M |
| EPS (diluted) | $0.16 | $0.13 | $0.45 | $-4.95 |
| Shares out. | 21.9M | 21.6M | 21.1M | 21.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2013- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.8%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 84.2%
- Debt / equity
- 6.37×
- Book value / share
- $9.82
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 19.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2013- Accruals / assets
- −1.6%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer changeFeb 10, 2015
- Regulation FD disclosureFeb 6, 2015
- Director / officer change · Shareholder voteJan 27, 2015
- Results of operationsJan 20, 2015
- Regulation FD disclosureJan 6, 2015
- Other material eventDec 31, 2014
- Results of operationsOct 16, 2014
- Other material eventSep 3, 2014
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GFeb 20, 2015
- SC 13D/AFeb 20, 2015
- EFFECTFeb 18, 2015
- EFFECTFeb 18, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
- 4FORM 4 SUBMISSIONFeb 10, 2015
Event-driven situations (1)
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