UPBOUND GROUP, INC.
UPBDNasdaqIndustrials · Services-Equipment Rental & Leasing, NEC · DE · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $4.70B | $4.32B | $3.99B | $4.25B | $4.58B | $2.81B |
| Operating income | $223.3M | $291.6M | $162.9M | $148.5M | $280.5M | $237.3M |
| Net income | $73.2M | $123.5M | −$5.2M | $12.4M | $134.9M | $208.1M |
| Total assets | $3.28B | $2.65B | $2.72B | $2.76B | $2.99B | $1.75B |
| Total liabilities | $2.58B | $2.02B | $2.16B | $2.24B | $2.48B | $1.16B |
| Equity | $695.7M | $629.0M | $560.4M | $525.1M | $513.3M | $592.1M |
| EPS (diluted) | $1.25 | $2.21 | $-0.09 | $0.21 | $2.02 | $3.73 |
| Shares out. | 57.4M | 54.4M | 55.7M | 59.0M | 54.4M | 55.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- 4.8%
- Net margin
- 1.6%
- Return on equity
- 10.5%
- Return on assets
- 2.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 78.8%
- Debt / equity
- 3.71×
- Book value / share
- $12.12
- Revenue growth (YoY)
- 8.7%
- Net income growth (YoY)
- −40.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −7.1%clean
- Piotroski F-Score
- 3/8weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 4 good- High leverage (liabilities > 70% of assets)
- Operating margin is positive
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Vanguard Portfolio Management LlcPassive (13G)Apr 29, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
- Fmr LlcPassive (13G)Feb 5, 2026
- Allred Aaron RPassive (13G)Oct 22, 2025
- Ieq Capital, LlcPassive (13G)Aug 14, 2025
- Blackrock, Inc.Passive (13G)Apr 28, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Brown Jeffrey JDirector | Apr 28, 2026 | Buy | 461 | $19.41 |
| Kumar BalajiOfficer — EVP, Chief Technology Officer | Apr 1, 2026 | Grant | 14,749 | $18.05 |
| Karam FahmiOfficer — Chief Executive Officer | Feb 26, 2026 | Tax withholding | 1,211 | $21.54 |
| Blasquez Anthony JOfficer — EVP-RAC | Feb 26, 2026 | Tax withholding | 485 | $21.54 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 5.3M | 6.6 | +3.2% |
| Apr 30, 2026 | 5.1M | 5.6 | +2.7% |
| Apr 15, 2026 | 5.0M | 6.6 | +2.7% |
| Mar 31, 2026 | 4.9M | 5.2 | -0.6% |
| Mar 13, 2026 | 4.9M | 5.7 | +2.9% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Director / officer changeMay 19, 2026
- Results of operations · Regulation FD disclosureApr 30, 2026
- Results of operations · Regulation FD disclosureFeb 19, 2026
- Item 5.04Nov 21, 2025
- Results of operations · Regulation FD disclosureOct 30, 2025
- Director / officer change · Regulation FD disclosureOct 30, 2025
- Entered a material agreement · New financial obligationAug 19, 2025
- Results of operations · Regulation FD disclosureJul 31, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- DEFA14AMay 19, 2026
- 8-KFORM 8-KMay 19, 2026
- 10-QMay 1, 2026
- 4FORM 4Apr 30, 2026
- 4FORM 4Apr 30, 2026
- 4FORM 4Apr 30, 2026
- 4FORM 4Apr 30, 2026
- 4FORM 4Apr 30, 2026
- 8-KApr 30, 2026
- SCHEDULE 13GApr 29, 2026
- ARSApr 21, 2026
- DEFA14AApr 21, 2026
- DEF 14AFORM DEF 14AApr 21, 2026
- 3FORM 3Apr 2, 2026
- 4FORM 4Apr 2, 2026