TECHE HOLDING CO
Financials · State Commercial Banks · LA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|
| Revenue | — | — | — | — |
| Operating income | — | — | — | — |
| Net income | $8.7M | $7.3M | $7.2M | $7.1M |
| Total assets | $856.7M | $852.0M | $793.2M | $761.5M |
| Total liabilities | $767.6M | $768.4M | $713.2M | $686.0M |
| Equity | $89.1M | $83.5M | $80.0M | $75.5M |
| EPS (diluted) | $4.22 | $3.51 | $3.45 | $3.37 |
| Shares out. | 2.1M | 2.0M | 2.1M | 2.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2013- Operating margin
- —
- Net margin
- —
- Return on equity
- 9.8%
- Return on assets
- 1.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.6%
- Debt / equity
- 8.62×
- Book value / share
- $43.16
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 19.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2013- Accruals / assets
- 0.1%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Feb 14, 2006
- NT 10-Qmissed a reporting deadline ↗Feb 17, 1999
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Chauvin Junius LOfficer — Vice President/Treasurer | May 29, 2014 | Grant | 2,052 | $72.71 |
| Freyou JasonOfficer — Chief Operations Officer/SVP | May 29, 2014 | Grant | 2,052 | $72.71 |
| Broussard Darryl ROfficer — Executive Officer of Sub. | May 29, 2014 | Grant | 2,052 | $72.71 |
| Little W Ross JrOfficer — Exec. Vice President/Secretary | May 29, 2014 | Grant | 2,052 | $72.71 |
| Little PatrickOfficer — President/CEO | May 29, 2014 | Grant | 4,128 | $72.71 |
| Freyou ErnestDirector | May 26, 2014 | Option exercise | 200 | $30.70 |
| Chauvin Junius LOfficer — Vice President/Treasurer | May 26, 2014 | Option exercise | 1,400 | $39.00 |
| Little PatrickOfficer — President/CEO | May 26, 2014 | J | 385 | $72.16 |
| Wolfe Robert L JrDirector | May 26, 2014 | Option exercise | 200 | $30.70 |
| Kramer Thomas FDirector | May 26, 2014 | Option exercise | 200 | $30.70 |
| Freyou JasonOfficer — Chief Operations Officer/SVP | May 26, 2014 | Option exercise | 578 | $30.70 |
| Caffery Donelson T JrDirector | May 26, 2014 | Option exercise | 200 | $30.70 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Delisting / listing-standard noticeJun 2, 2014
- Shareholder vote · Other material eventMay 30, 2014
- Results of operationsMay 1, 2014
- Results of operationsFeb 4, 2014
- Shareholder voteJan 22, 2014
- Entered a material agreementJan 13, 2014
- Results of operationsOct 25, 2013
- Results of operationsJul 24, 2013
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BFORM 15Jun 17, 2014
- 25-NSEJun 6, 2014
- 8-KFORM 8-KJun 2, 2014
- SC 13D/APATRICK O. LITTLE - AMENDMENT NO. 5 TO SCHEDULE 13DJun 2, 2014
- SC 13D/AW. ROSS LITTLE, JR. - AMENDMENT NO. 1 TO SCHEDULE 13DJun 2, 2014
- SC 13G/AAMENDMENT NO. 18 TO SCHEDULE 13G - TECHE FEDERAL BANK ESOPJun 2, 2014
- S-8 POSPOST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-175315Jun 2, 2014
- S-8 POSPOST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-125218Jun 2, 2014
- S-8 POSPOST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-87354Jun 2, 2014
- S-8 POSPOST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-95583Jun 2, 2014
- S-8 POSPOST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-55913Jun 2, 2014
- S-8 POSPOST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-2342Jun 2, 2014
- 8-KFORM 8-K DATED MAY 28, 2014May 30, 2014
- 4FORM 4May 30, 2014
- 4FORM 4May 30, 2014
Event-driven situations (1)
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