AMERICAN CHURCH MORTGAGE CO
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Financials
SEC XBRL · annual| FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | $152,221 | −$337,207 |
| Net income | −$1.3M | −$125,859 | $57,786 | −$50,182 | $152,221 | −$337,207 |
| Total assets | $30.7M | $35.6M | $37.9M | $40.0M | $37.8M | $39.6M |
| Total liabilities | $21.9M | $25.5M | $27.6M | $29.2M | $26.7M | $28.1M |
| Equity | $8.8M | $10.1M | $10.3M | $10.8M | $11.2M | $11.5M |
| EPS (diluted) | — | — | — | — | — | — |
| Shares out. | 1.7M | 1.7M | 1.7M | 1.7M | 1.7M | 1.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2021- Operating margin
- —
- Net margin
- —
- Return on equity
- −14.8%
- Return on assets
- −4.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 71.4%
- Debt / equity
- 2.50×
- Book value / share
- $5.23
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2021- Accruals / assets
- −4.1%clean
- Piotroski F-Score
- 3/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 2 warning● 1 good- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Other material eventAug 11, 2022
- Completed an acquisition or disposition · Other material eventJul 6, 2022
- Shareholder voteJun 28, 2022
- Regulation FD disclosureJun 21, 2022
- Entered a material agreement · Other material eventMay 27, 2022
- Changed auditorMay 2, 2022
- Shareholder voteJun 24, 2021
- Entered a material agreementJan 27, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 10-QSECOND QTR 10Q ACMCAug 15, 2022
- 8-KACMC FORM 8K OTHER EVENTSAug 11, 2022
- 15-12GACMC NOTICE OF SUSPENSION OF DUTY TO FILE REPORTSAug 2, 2022
- 8-KAMERICAN CHURCH MORTGAGE COMPANYJul 6, 2022
- 8-KSPECAIL MEETING VOTE TOTALS ACMCJun 28, 2022
- 8-KREGULATION FD DISCLOSURE ACMCJun 21, 2022
- DEFM14ADEFENITIVE PROXY ACMCJun 17, 2022
- PREM14APRELIMINARY PROXY ACMCJun 6, 2022
- DEFA14ADEFINITIVE ADDITIONAL MATERIALSMay 27, 2022
- 8-KFORM 8-K AMERICAN CHURCH MORTGAGE COMay 27, 2022
- 10-QAMERICAN CHURCH MORTGAGE CO FIRST QTR 10QMay 16, 2022
- SC 13GBOOKER ENTERPRISES PTY LTDMay 16, 2022
- DEFR14ADEFINITVE REVISED PROXY MATERIALSMay 5, 2022
- 8-KCHANGES IN REGISTRANTS CERTIFIYING ACCCOUNTANTMay 2, 2022
- DEF 14ADEFINITIVE PROXY STATEMENTApr 29, 2022