WELLS FINANCIAL CORP
Financials · Savings Institution, Federally Chartered · MN · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | |
|---|---|---|
| Revenue | — | — |
| Operating income | — | — |
| Net income | $4.9M | $1.3M |
| Total assets | $274.8M | $251.8M |
| Total liabilities | $243.5M | $225.2M |
| Equity | $28.4M | $24.1M |
| EPS (diluted) | $6.35 | $1.72 |
| Shares out. | 771,198 | 757,141 |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 17.2%
- Return on assets
- 1.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.6%
- Debt / equity
- 8.57×
- Book value / share
- $36.85
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 275.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- 0.4%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Strong return on equity (>15%)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Other material eventNov 20, 2015
- Results of operationsNov 3, 2015
- Director / officer changeAug 25, 2015
- Other material eventAug 20, 2015
- Results of operationsJul 24, 2015
- Other material eventJul 16, 2015
- Other material eventJul 14, 2015
- Other material eventJun 30, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 425Aug 11, 2017
- 4258-KMay 31, 2017
- 425Apr 5, 2017
- 425Mar 17, 2017
- 10-KFORM 10-KMar 21, 2016
- SC 13GJEFFREY L. GENDELLFeb 5, 2016
- 15-15DFORM 15Jan 4, 2016
- 8-KFORM 8-KNov 20, 2015
- 10-QFORM 10-QNov 16, 2015
- 8-KFORM 8-KNov 3, 2015
- 8-KFORM 8-KAug 25, 2015
- 8-KFORM 8-KAug 20, 2015
- 10-QFORM 10-QAug 14, 2015
- 8-KFORM 8-K - WELLS FINANCIAL CORP.Jul 24, 2015
- EFFECTJul 23, 2015
Event-driven situations (1)
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