Event-Driven Stocks

STEWART INFORMATION SERVICES CORP

STCNYSE

Financials · Title Insurance · DE · SEC filings ↗ · Compare ⊕

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Signs● 4 gooddetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$2.92B$2.49B$2.21B$3.05B$3.26B$2.27B
Operating income——————
Net income$115.5M$73.3M$30.4M$162.3M$323.2M$154.9M
Total assets$3.25B$2.73B$2.70B$2.74B$2.81B$1.98B
Total liabilities$1.60B$1.32B$1.32B$1.37B$1.52B$966.2M
Equity$1.64B$1.40B$1.37B$1.36B$1.28B$1.01B
EPS (diluted)$4.05$2.61$1.11$5.94$11.90$6.22
Shares out.27.8M27.5M27.2M27.0M26.8M23.7M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
—
Net margin
4.0%
Return on equity
7.0%
Return on assets
3.6%
Return on capital (ROCE)
—
Liabilities / assets
49.3%
Debt / equity
0.98×
Book value / share
$59.01
Revenue growth (YoY)
17.3%
Net income growth (YoY)
57.6%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
−2.8%clean
Piotroski F-Score
4/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
87
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 100Financial strength 100

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 4 good
  • Revenue is growing year-over-year
  • Conservative leverage (liabilities < 50% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 2026633,4853.7-19.1%
Apr 30, 2026782,9023.9+7.7%
Apr 15, 2026726,9934.1-10.3%
Mar 31, 2026810,8182.6-3.6%
Mar 13, 2026841,0723.9+16.8%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)